{"id":2704,"date":"2023-10-10T20:28:07","date_gmt":"2023-10-10T19:28:07","guid":{"rendered":"https:\/\/telefonskiimenik.me\/?page_id=2704"},"modified":"2023-10-21T20:34:31","modified_gmt":"2023-10-21T19:34:31","slug":"kalkulator-kredita","status":"publish","type":"page","link":"https:\/\/telefonskiimenik.me\/kalkulator-kredita\/","title":{"rendered":"Kreditni kalkulator &#8211; uradite besplatno obra\u010dun"},"content":{"rendered":"\n<p>Tra\u017eite <strong>kredit<\/strong>, a niste sigurni koliko novca mo\u017eete posuditi? Na\u0161 <strong>besplatni kalkulator kredita<\/strong> vam omogu\u0107ava da u samo nekoliko klikova izra\u010dunate maksimalni iznos kredita koji vam banke mogu odobriti.<\/p>\n\n\n\n<p>Jednostavno <strong>unesite nekoliko osnovnih podataka<\/strong> i <strong>kreditni kalkulator <\/strong>\u0107e vam odmah izra\u010dunati koliki kredit mo\u017eete dobiti. Na taj na\u010din \u0107ete ve\u0107 unaprijed znati s kojim iznosom kredita mo\u017eete ra\u010dunati prije nego \u0161to odete u banku.<\/p>\n\n\n\n<p>Iskoristite na\u0161 besplatni online kalkulator i u\u0161tedite vrijeme inicijalnog odlaska u banku.<br>Unesite podatke u kalkulator kredita i pritisnite &#8220;Izra\u010dunaj&#8221;. Odmah \u0107ete dobiti <strong>indikativni iznos mjese\u010dne rate <\/strong>koji mo\u017eete o\u010dekivati od banaka.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n    <meta charset=\"UTF-8\">\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n    <title>Kalkulator kredita<\/title>\n    <style>\n        .leasing-calculator {\n            max-width: 400px;\n            margin: 0 auto;\n            padding: 20px;\n            background-color: #f0f0f0;\n            border: 1px solid #ccc;\n            border-radius: 5px;\n        }\n\n        .input-group {\n            margin-bottom: 15px;\n        }\n\n        label {\n            display: block;\n            margin-bottom: 5px;\n        }\n\n        input[type=\"range\"] {\n            width: 100%;\n        }\n\n        output {\n            display: block;\n            font-weight: bold;\n        }\n\n        .result {\n            text-align: center;\n            margin-top: 20px;\n        }\n    <\/style>\n<\/head>\n<body>\n    <div class=\"leasing-calculator\">\n        <h2>Kalkulator kredita<\/h2>\n        <div class=\"input-group\">\n            <label for=\"loan-amount\">Iznos kredita (EUR)<\/label>\n            <input type=\"range\" id=\"loan-amount\" min=\"1000\" max=\"300000\" step=\"1000\" value=\"0\">\n            <output id=\"loan-amount-output\">0 EUR<\/output>\n        <\/div>\n        <div class=\"input-group\">\n            <label for=\"interest-rate\">Kamatna stopa (%)<\/label>\n            <input type=\"range\" id=\"interest-rate\" min=\"1\" max=\"10\" step=\"0.1\" value=\"0.1\">\n            <output id=\"interest-rate-output\">1 %<\/output>\n        <\/div>\n        <div class=\"input-group\">\n            <label for=\"loan-term\">Period otplate (u mjesecima)<\/label>\n            <input type=\"number\" id=\"loan-term\" min=\"1\" max=\"240\" value=\"1\">\n        <\/div>\n        <button id=\"calculate-button\">Obra\u010dunaj<\/button>\n        <div class=\"result\">\n            <h3>Mjese\u010dna rata:<\/h3>\n            <p id=\"monthly-payment\">0 EUR<\/p>\n        <\/div>\n    <\/div>\n\n    <script>\n        document.addEventListener(\"DOMContentLoaded\", function () {\n            \/\/ Get DOM elements\n            const loanAmountSlider = document.getElementById(\"loan-amount\");\n            const loanAmountOutput = document.getElementById(\"loan-amount-output\");\n            const interestRateSlider = document.getElementById(\"interest-rate\");\n            const interestRateOutput = document.getElementById(\"interest-rate-output\");\n            const loanTermInput = document.getElementById(\"loan-term\");\n            const monthlyPayment = document.getElementById(\"monthly-payment\");\n            const calculateButton = document.getElementById(\"calculate-button\");\n\n            \/\/ Function to calculate monthly payment\n            function calculateMonthlyPayment() {\n                const loanAmount = parseFloat(loanAmountSlider.value);\n                const interestRate = parseFloat(interestRateSlider.value) \/ 100;\n                const loanTerm = parseInt(loanTermInput.value);\n\n                const monthlyInterestRate = interestRate \/ 12;\n                const numerator = loanAmount * monthlyInterestRate;\n                const denominator = 1 - Math.pow(1 + monthlyInterestRate, -loanTerm);\n\n                const monthlyPaymentValue = (numerator \/ denominator).toFixed(2);\n\n                monthlyPayment.textContent = `${monthlyPaymentValue} EUR`;\n            }\n\n            \/\/ Calculate button click event\n            calculateButton.addEventListener(\"click\", calculateMonthlyPayment);\n\n            \/\/ Update slider and input values\n            loanAmountSlider.addEventListener(\"input\", () => {\n                loanAmountOutput.textContent = `${loanAmountSlider.value} EUR`;\n                calculateMonthlyPayment();\n            });\n\n            interestRateSlider.addEventListener(\"input\", () => {\n                interestRateOutput.textContent = `${interestRateSlider.value} %`;\n                calculateMonthlyPayment();\n            });\n\n            loanTermInput.addEventListener(\"input\", () => {\n                calculateMonthlyPayment();\n            });\n\n            \/\/ Initial calculation\n            calculateMonthlyPayment();\n        });\n    <\/script>\n<\/body>\n<\/html>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><em>Obra\u010dun je isklju\u010divo informativnog oblika i treba ga kao takvog tretirati.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Za\u0161to ba\u0161 na\u0161 online kalkulator kredita?<\/h2>\n\n\n\n<p>Na\u0161 online kalkulator kredita je <strong>potpuno besplatan i dostupan 24\/7<\/strong>. Mo\u017eete ga koristiti iz udobnosti svog doma bez odlaska u banku. Tako\u0111e, na\u0161 kalkulator uzima u obzir aktualne kamatne stope na tr\u017ei\u0161tu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Da li je pouzdan kalkulator kredita?<\/h2>\n\n\n\n<p>Na\u0161 kalkulator koristi provjerene formule i aktualne podatke kako bi vam pru\u017eio \u0161to precizniju procjenu iznosa kredita i mjese\u010dne rate. Temelji se na stvarnim kreditnim proizvodima banaka. Mo\u017eete mu vjerovati za okvirnu procjenu iznosa kredita.<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#f8eccd\"><strong>Preporu\u010deno<\/strong>: <a href=\"https:\/\/telefonskiimenik.me\/blog\/biznis\/kako-rok-otplate-utice-na-visinu-mjesecne-rate-kredita\/\">Kako rok otplate uti\u010de na visinu mjese\u010dne rate kredita<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Razlika u odnosu na kalkulatore kod banaka<\/h3>\n\n\n\n<p>Za razliku od kalkulatora na stranicama pojedinih banaka, koji pokazuju samo ponudu te banke, na\u0161 kalkulator kredita mo\u017eete koristiti za obra\u010dun bilo koje kamatne stope.&nbsp;<\/p>\n\n\n\n<p>To vam daje bolji uvid u prosje\u010dne kamatne stope i uslove kredita koji su trenutno dostupni na tr\u017ei\u0161tu. Na taj na\u010din mo\u017eete dobiti realniju procjenu onoga \u0161to biste mogli dobiti, bez da morate posje\u0107ivati stranice svake banke zasebno.&nbsp;<\/p>\n\n\n\n<p>Dakle, na\u0161 kalkulator kredita vam \u0161tedi vrijeme i daje sveobuhvatniji pregled na mjese\u010dne rate i kamatne stope.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vrste kredita za obra\u010dun<\/h2>\n\n\n\n<p>Na\u0161 kalkulator radi procjenu za <strong>gotovinske (ke\u0161) kredite<\/strong>, <a href=\"https:\/\/telefonskiimenik.me\/blog\/biznis\/stambeni-krediti-trikovi\/\">stambene kredite<\/a>, <strong>kredite za adaptaciju<\/strong>, <a href=\"https:\/\/telefonskiimenik.me\/blog\/auto\/kupovina-automobila-na-lizing-ili-kredit\/\">kredite za kupovinu automobila<\/a> i ostale <strong>potro\u0161a\u010dke kredite<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Ovdje pogledajte <a href=\"https:\/\/telefonskiimenik.me\/lizing-kalkulator\/\">Lizing kalkulator<\/a>.<\/p>\n\n\n\n<p><strong>Preporu\u010deno<\/strong>: <a href=\"https:\/\/telefonskiimenik.me\/blog\/biznis\/fiksna-ili-varijabilna-kamatna-stopa\/\" title=\"Fiksna ili varijabilna kamatna stopa? \">Fiksna ili varijabilna kamatna stopa?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vrste otplate kredita<\/h2>\n\n\n\n<p>Podr\u017eavamo obra\u010dun anuiteta i rate za sve standardne modele otplate kredita &#8211; otplatu u jednakim mjese\u010dnim anuitetima ili ratama, otplatu u anuitetima ili ratama s postupnim smanjivanjem i otplatu u anuitetima ili ratama s postupnim pove\u0107anjem.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Za koje banke u Crnoj Gori se mo\u017ee koristiti ovaj kreditni kalkulator?<\/h3>\n\n\n\n<p>Online kreditni kalkulator se mo\u017ee koristiti za informativni obra\u010dun kredita za sljede\u0107e banke u Crnoj Gori:<\/p>\n\n\n\n<ul>\n<li>Crnogorska komercijalna banka (CKB)<\/li>\n\n\n\n<li>NLB banka<\/li>\n\n\n\n<li>Erste banka<\/li>\n\n\n\n<li>Hipotekarna banka<\/li>\n\n\n\n<li>Universal Capital Bank<\/li>\n\n\n\n<li>Prva banka Crne Gore<\/li>\n\n\n\n<li>Zapad banka<\/li>\n\n\n\n<li>Lov\u0107en banka<\/li>\n\n\n\n<li>Adriatic banka<\/li>\n\n\n\n<li>Addiko banka<\/li>\n\n\n\n<li>Komercijalna banka Budva<\/li>\n\n\n\n<li>ZIRAAT Bank<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Za koje banke u Srbiji se mo\u017ee koristiti ovaj kreditni kalkulator?<\/h3>\n\n\n\n<p>Informativni obra\u010dun putem na\u0161eg online kreditnog kalkulatora obuhvata ponude sljede\u0107ih banaka u Srbiji:&nbsp;<\/p>\n\n\n\n<ul>\n<li>Banca Intesa<\/li>\n\n\n\n<li>Komercijalna banka<\/li>\n\n\n\n<li>Raiffeisen banka<\/li>\n\n\n\n<li>UniCredit banka<\/li>\n\n\n\n<li>OTP banka Srbija<\/li>\n\n\n\n<li>AIK banka<\/li>\n\n\n\n<li>Srpska banka<\/li>\n\n\n\n<li>Vojvo\u0111anska banka<\/li>\n\n\n\n<li>Opportunity banka<\/li>\n\n\n\n<li>Po\u0161tanska \u0161tedionica<\/li>\n\n\n\n<li>Eurobank<\/li>\n\n\n\n<li>ProCredit banka<\/li>\n\n\n\n<li>Banka Po\u0161tanska \u0161tedionica<\/li>\n\n\n\n<li>Addiko Bank<\/li>\n\n\n\n<li>MTS banka<\/li>\n\n\n\n<li>Sberbank Srbija<\/li>\n\n\n\n<li>JUBMES banka<\/li>\n\n\n\n<li>Banka Ujedinjenih nacija (UN)<\/li>\n\n\n\n<li>Direktna Banka<\/li>\n<\/ul>\n\n\n\n<p><strong>Korisni linkovi:<\/strong><\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/telefonskiimenik.me\/blog\/biznis\/sta-je-euribor\/\" title=\"\u0160ta je Euribor i kako uti\u010de na va\u0161u kamatnu stopu u 2023?\">\u0160ta je Euribor?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/telefonskiimenik.me\/blog\/biznis\/stambeni-krediti-trikovi\/\" title=\"Stambeni krediti: Trikovi koje treba znati kada uzimate kredit\">Trikovi koje treba znati kada uzimate stambeni kredit<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/telefonskiimenik.me\/blog\/auto\/kupovina-automobila-na-lizing-ili-kredit\/\" title=\"Kupovina automobila na lizing ili kredit: Koji je najbolji izbor?\">Kupovina auta na kredit ili lizing?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Tra\u017eite kredit, a niste sigurni koliko novca mo\u017eete posuditi? Na\u0161 besplatni kalkulator kredita vam omogu\u0107ava da u samo nekoliko klikova [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"aioseo_notices":[],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/telefonskiimenik.me\/wp-json\/wp\/v2\/pages\/2704"}],"collection":[{"href":"https:\/\/telefonskiimenik.me\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/telefonskiimenik.me\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/telefonskiimenik.me\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/telefonskiimenik.me\/wp-json\/wp\/v2\/comments?post=2704"}],"version-history":[{"count":14,"href":"https:\/\/telefonskiimenik.me\/wp-json\/wp\/v2\/pages\/2704\/revisions"}],"predecessor-version":[{"id":2769,"href":"https:\/\/telefonskiimenik.me\/wp-json\/wp\/v2\/pages\/2704\/revisions\/2769"}],"wp:attachment":[{"href":"https:\/\/telefonskiimenik.me\/wp-json\/wp\/v2\/media?parent=2704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}